Lowest Rates Mortgage
HomeApplyMortgage CalculatorRatesGlossaryDownload Mortgage ApplicationAbout Us
Products & Services
Fill out pre-qualification form
Our fast, simple, secure form matches you and your loan needs with different lenders...  More
Mortgage Calculators
Calculate the monthly payment for a particular mortgage loan...   More
Learn about current mortgage programs
Learn what rates are offered for different programs...   More
Glossary of mortgage terms
Mortgage industry glossary of terms will help you understand mortgage terminology...   Open
Download mortgage application
To assist you in your mortgage process, we have provided a mortgage application for you to download and print...   More
About Us
LowestRatesLending is an independent mortgage banker who can place mortgages from a variety of lending sources. We pride ourselves on our honest, personal and professional service where we confirm all the costs and fees upfront... More
Mortgage Calculator

Purchase Information
Purchase Price:
Minimum Down Payment:
Loan amount:
Mortgage Interest Rate (%):
Length of the Mortgage in years:

Payment Information
Principal & Interest:
Annual Property Taxes:
Annual Insurance:
Annual PMI:
Monthly association fees:
Monthly Payment (PITI):
Tax deductable portion of payment:

Qualifying Information
Rule of thumb: You can afford a house that costs between 2 and 3 times your annual income.
Gross income:
Minimum monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to Payment Ratio (max = 33%):
Current Debt to Income Ratio (max = 39%):


15/30 Year Conventional LoansC.O.S.I./C.O.F.I./C.O.D.I. LoansFHA/VA LoansBad Credit (Subprime)RefinancingHome Equity Loans
© 2004 LowestRatesLending. All rights reserved. | Please submit your feedback on this new site to webmaster